Ask Aetna for a higher rate today.
We pull the public rate data, build your leverage story, and write the letter.
upgrate makes it easier than you thought.
From federal rate files to a letter you send. In four steps.
We show you exactly where you stand
Using publicly available CMS Transparency in Coverage data — federally required of every insurer — we plot each of your insurers against the market for your specialty, code by code.
Do clinicians in your practice use CBT, DBT, or other structured evidence-based modalities?
Do you offer appointments outside standard business hours?
That's it. Now you wait for the insurer's response.
A good rate request takes specific work. We do most of it for you.
The letters that get responses are grounded in the payer's own data, built around your specific practice, and framed the way successful requests are framed. Here's how we handle each piece.
We pull the public data
Your payer's published rates for your market, specialty, and CPT codes — processed into a clear view of where you sit.
We build your leverage story with you
A short profile about your practice — credentials, specialties, outcomes, patient access — turns your strengths into the case only you can make.
We write the letter, calibrated to each payer
A payer-specific letter with a calibrated ask, evidence ordered the way payers read it, and a follow-up cadence that keeps the conversation alive.
One flat fee. Four payers. Five CPT codes.
Consultants charge 20–30% of whatever rate increase they negotiate, often five figures over a multi-year contract. We automated the parts a computer can do and charge $249 per negotiation cycle. You keep 100% of whatever you negotiate.
upgrate for mental-health therapists
Available nationwide. Covers the four payers below.
- ✓A letter for each of the four payersEach calibrated to that payer's framing. Covers 90834, 90837, 90791, 90847, and 90785.
- ✓Rate verification from your EOBsWe tell you which EOBs to pull. You enter the numbers. We confirm the gap.
- ✓Target-rate recommendations per CPTGrounded in the public data for your market. You have final say.
- ✓Send-to instructions for each payerWho to contact, what to attach, what to expect.
- ✓Follow-up cadence and counteroffer prepWhen to nudge Aetna in week 3 vs. week 6. What to say when Cigna stalls.